This page lists all English guides by Academycon for students in Germany, sorted by topic. Each guide is a translation of a German original on academycon.de. The German version is authoritative. All guides are general information and not individual advice.
Start here: international students
- Public or Private Health Insurance for International Students
- Health Insurance for Erasmus Exchange Students in Germany
- Health Insurance After Graduation: Job Seeker Visa
- German Health Insurance Terms for Newcomers
Health insurance while studying (70)
- Additional Contribution 2026: All Health Insurers
- Additional Contribution 2027: What Students Can Do Now
- Additional Contribution Rate 2019 to 2027: Trend Overview
- AOK Student Health Insurance: Regional Rates 2026
- Barmer and DAK Student Health Insurance: Costs 2026
- Child Benefit While Waiting for a University Place
- Civil Servant Health Aid During Training: Rates and Claims
- Compulsory Insurance Threshold for Students: What It Means
- Contribution Assessment Base 2026: Ceiling and Floor
- Copayment Exemption and Out-of-Pocket Limit for Students
- De-registration and Health Insurance: How to Avoid Gaps
- Dual Study Health Insurance: Family Cover and Costs
- Exemption From Compulsory Insurance as a Student
- Family Insurance for Students Under 25: Income Limit
- Family Insurance Income Comparison: When It Ends
- Family Insurance via Spouse: Rules and Limits for Students
- Gap Year Health Insurance 2026: What You Need to Know
- Glasses on Health Insurance: Entitlement in Statutory Insurance
- Guest Student Health Insurance and Child Benefit
- Health Insurance Abroad: What Applies During Your Semester
- Health Insurance Abroad: What Applies to Long Stays
- Health insurance additional contribution
- Health Insurance After Dropout: How to Stay Covered
- Health Insurance After Graduation: From Exams to Your First Job
- Health Insurance After Studies Without a Job: Options and Costs
- Health Insurance at 25: What Applies Now
- Health Insurance at 30 as a Student
- Health Insurance Between Your State Exam and Training
- Health Insurance Enrolment: Proof, Procedure and Exemption
- Health Insurance for PhD Students in Germany
- Health insurance for students in the EU: EHIC and more
- Health Insurance for Students Over 30 in Germany
- Health insurance for students: glossary from A to Z
- Health Insurance Gap Between Bachelor and Master: What Applies
- Health Insurance Income Limit 2026: What It Means
- Health Insurance Termination Right: Special Rules
- Health Insurance When Changing Course: Key Facts
- Health Insurance With a Side Job: Rules for Students
- Internship Health Insurance for Students: What You Need to Know
- Leave of Absence Insurance: What Applies to You
- Legal Traineeship Insurance: Guide for Lawyers
- Long-Term Care Childless Surcharge 2026: Rates
- Medical student insurance: electives, practical year and cover
- Minimum Contribution Base 2026: Amount and Example
- Part-Time Job Abroad: Health Insurance for Students
- Self-Employed Student: Health Insurance Rules
- Self-Employed While Studying: Business, Tax and Insurance
- Semester Off and Health Insurance: What Applies
- Sickness Benefit for Students: Is There Any?
- Student Family Insurance 2026: Income Limits and Age
- Student Family Insurance: Until When Are You Covered?
- Student Health Insurance Abroad: Erasmus, USA and Work and Travel
- Student Health Insurance Costs by Age in Germany
- Student Health Insurance Germany 2026: Rates and Example
- Student Health Insurance in Germany 2026: Key Figures
- Student Health Insurance Over 25: Costs and Options
- Student Health Insurance: Compulsory Cover, Options and Special Cases
- Student health insurance: costs, limits and experience
- Studying as a Pensioner: Health Insurance at University
- Studying Outside the EU: Health Insurance Rules
- Studying Without Health Insurance: Duties and Back Payments
- Switching Health Insurer as a Student: Deadlines and Rules
- TK Student Health Insurance: Costs and Benefits 2026
- Trainee Teachers in Statutory Health Insurance: How Voluntary Cover Works
- Voluntary Health Insurance Germany: Rates 2026
- Voluntary Service Child Benefit and Health Insurance
- What Health Insurance Does Not Cover: Key Gaps
- Which Vaccinations Are Covered for Students
- Working Student Health Insurance: Costs by Age
Private health insurance (PKV) (80)
- Ageing Reserves in PKV Explained Simply
- Alternative Medicine in Private Health Insurance
- BAföG Health Insurance Supplement: PKV and GKV
- Basic Tariff or Comfort Tariff in Private Health Insurance
- Cancel Private Health Insurance as a Student: Deadlines, Steps and Template
- Cheap PKV for Students: Check Your Contribution
- Chief Physician Treatment in Private Insurance: Worth It?
- Civil Servant Health Aid: Rates and How It Works
- Compare Private Health Insurance Tariffs for Students
- Cost Reimbursement in Private Health Insurance
- Dental Benefits in Private Health Insurance
- Dental Costs in Private Health Insurance
- Distance Learning Health Insurance: Rules and Costs
- Emergency Room Costs with Private Insurance: Who Pays What?
- Finding a Family Doctor as a Student in a New City
- Full or Supplementary Insurance: The Difference
- Health Insurance After the Trainee Period: What Comes Next
- Health insurance during clerkship: GKV, PKV and Beihilfe
- Health Insurance for International Students in Germany
- How to Choose Private Health Insurance as a Student
- How to Save on PKV Premiums as a Student
- Is Private Health Insurance Worth It as a Student?
- Medical Student Insurance: Private Benefits and Pitfalls
- Part-Time Study Insurance: Status, Costs and Private Cover
- PKV Advantages for Students: Who Benefits Most
- PKV After Your Studies: What Happens to Your Contract
- PKV and Medication: What Is Reimbursed?
- PKV at Study Start: How Much Time You Have
- PKV Benefits for Students: What Tariffs Cover at a Glance
- PKV Cost for Students 2026: Monthly Premiums Explained
- PKV Deductible: How High Should It Be?
- PKV Disadvantages for Students: What to Know First
- PKV Expectancy Cover: Small and Large Options
- PKV Fitness Subsidy: Courses, Bonus Programmes and Limits
- PKV Health Check: What You Need to Know
- PKV Hospital Stays: What Your Cover Pays
- PKV or GKV as a Student: Which Option Fits Your Situation
- PKV Payment Problems: What You Can Do
- PKV Pre-Existing Conditions: What Students Should Know
- PKV Premium for Students: What Determines the Price
- PKV Premium Refund: When Not Claiming Pays Off
- PKV Switch as a Student: Steps, Forms and Deadlines
- PKV Tariff Change: Your Rights, Costs and Steps
- PKV Without Health Check: Is It Possible?
- Pregnancy and Private Health Insurance: Key Facts
- Private Clinic: Costs and Coverage Under PKV
- Private Health Insurance Abroad During Your Studies: 5 Tips You Should Know!
- Private Health Insurance Aids: Open or Closed Catalogue
- Private Health Insurance and Psychotherapy: Costs
- Private Health Insurance App: Digital Services Explained
- Private Health Insurance Benefits: Doctors and Hospitals
- Private Health Insurance Claims: How to Read Your Bill
- Private Health Insurance Deductible Explained Simply
- Private Health Insurance Expectancy for Students
- Private Health Insurance for International Students
- Private Health Insurance for Internships: What You Need to Know
- Private Health Insurance for Students: Consultation
- Private Health Insurance for Students: Costs and Benefits
- Private Health Insurance for Working Students in Germany
- Private Health Insurance Invoices: How to Submit Them
- Private Health Insurance Premium Adjustment: What to Do
- Private Health Insurance Premiums: Why They Rise
- Private Health Insurance Tax Deductions for Students
- Private Health Insurance: Glasses and Waiting Periods
- Private Health Insurance: Medical Transport and Ambulance
- Private Health Insurance: Preventive Check-ups Explained
- Private Health Insurance: Vaccinations Explained
- Private Patient Appointments: Waiting Times and Process
- Return to Statutory Insurance: When Switching Back Works
- Second Degree Insurance: PKV, Contributions and Rules
- Single or Double Room in Private Health Insurance
- Student Health Costs: Plan Your Reserves and Cover
- Student Private Health Insurance: Who Qualifies?
- Students over 30 with a mini-job: health insurance costs
- Students Over 30: Your Health Insurance Options at a Glance
- Supplementary Insurance for Students: Which Add-Ons Pay Off
- Switching to Private Health Insurance at Career Start
- Switching to Private Insurance Mid-Study: Possible?
- Telemedicine Private Insurance: Video Calls and Costs
- What Is PKV for Students? Structure, Principle and Process
Student finance, BAföG and funding (34)
- BAföG 2026: Eligibility, Amount and Repayment Explained
- BAföG for Studying Abroad: Eligibility and Allowances
- BAföG Parental Allowance 2026: Amounts and Example
- BAföG Rates 2026/27: Figures, Allowances and Limits
- BAföG Reform 2027: What Is Changing and When
- BAföG Repayment: Start, Instalments, Exemption and Partial Write-off
- BAföG with a Child: Childcare Supplement and Extension
- Child Benefit and Student Part-Time Jobs
- Child Benefit During Studies and Master’s: Rules and Limits
- Child Benefit First Training: Age Limit and Work Rules
- Child Benefit for Students: Eligibility and Application
- Child Benefit Transition Period: Up to Four Months
- Child Maintenance for Students: Amount and Duration 2026
- Erasmus Funding Rates 2026/27: Deadlines Explained
- Financial Goals for Students: Set and Reach Them
- Funding Study Abroad: BAföG, Erasmus and Scholarships
- Further Education After Graduation: Options and Funding
- German Education Loan (Bildungskredit): Rates 2026
- How to Apply for a Scholarship: Tips That Impress
- Independent BAföG: Requirements and Application
- Medical School Costs: Funding and Part-Time Jobs
- Organise Student Finances: Account, Reserve and Deadlines
- Planning an Exchange Semester: Erasmus and Funding
- Scholarships for students: types, providers, requirements
- Student Housing Benefit: Who Qualifies and How to Apply
- Student loan comparison: criteria and rates 2026
- Student Support Rate (BAföG) 2026: Amounts and Example
- Studying at 45: BAföG, Insurance and Loans
- Studying over 30: financing with BAföG, grants and loans
- Studying over 30: funding, health insurance, daily life
- Studying Without Abitur: Routes, Rules and Funding
- Studying Without BAföG: Your Funding Options
- Training Voucher (Bildungsgutschein): Who Qualifies
- What Does Studying Cost? Total Costs Overview
Studying alongside work or family (63)
- AI Use in Studies: Rules, Disclosure and Tools
- Best Student Jobs: Industries That Fit Your Studies
- Books for Students: Recommendations for Learning
- Checklist for Parents of Students
- Digital Note-Taking Apps for Studying: Top Tools Compared
- Dropping Out of University: Your Alternatives
- Dual Study: Benefits, Drawbacks and Requirements
- Earning Money While Studying: Which Options Pay Off
- Effective Study Methods: How to Learn Smarter
- Essential Study Skills: What School Does Not Teach You
- Evening Routine for Students: Better Focus
- Exam Preparation at University: Step-by-Step Guide
- Free Online Courses: The Best Learning Platforms
- Free Software for Students: The Best Programs
- Freelancing as a Student: How to Land Your First Orders
- Further Training During Studies: Is It Worth It?
- Gap Year After School: Opportunities and Risks
- Goal Setting for Students: How to Set and Reach Your Goals
- Group Work at University: Practical Tips
- How to Avoid Procrastination: Strategies for Students
- How to Find a Thesis Topic: Step by Step
- How to Study Successfully: Your Semester Plan
- How to Write a Term Paper: Structure, Timeline and Mistakes
- Improve Concentration at University: What Really Helps
- Learning with AI: Opportunities and Risks for Students
- Making Friends at University: How to Build Connections
- Maternity Protection for Students: Exams and Deadlines
- Midijob Transition Zone 2026: Limits Explained
- Minijob Limit 2027 for Students: €633 a Month
- Minijob or Student Job: Limits in Figures Compared
- Morning Routine for Students: How to Start Your Day Productively
- Motivation at University: How to Keep Going
- Online or On-Campus Study: Pros and Cons
- Organise Studies Efficiently: Structure, Plan and Tools
- Overcome Exam Anxiety: Tips Against Blackouts
- Parental Allowance for Students: Minimum Amount, Application and BAföG
- Part-Time Study: Requirements, Costs and Health Insurance
- Personal Development for Students: How to Grow Beyond Yourself
- Pharmacy practical year: insurance and career paths
- Pregnant while studying: benefits and amounts 2026
- Public Speaking Skills: Speak Confidently at University
- Relationship and Studies: How to Make Both Work
- Remote Jobs for Students: Types, Platforms and Limits
- Researching Academic Sources: Finding and Evaluating
- Self-Discovery at University: How to Find Out What You Really Want
- Sleep During Your Studies: Why It Matters So Much
- Soft Skills at University: Which Ones Count
- Sport During Your Studies: Stay Fit with Little Time
- Student Assistant Job in Germany: Pay, Contract and Rules
- Student Internship: Minimum Wage and Social Insurance
- Student Job 20-Hour Rule, Pension and Semester Breaks
- Student Mental Health: How to Stay Stable
- Student Podcasts: Learning, Career and Finance
- Student Self-Confidence: What Really Helps
- Student Side Job: Where to Look and What to Check
- Studying From Anywhere: Distance, Hybrid and Remote Options
- Studying with a child: money, benefits and insurance
- Studying with a disability: compensation, advice and support
- University Presentations: Structure, Slides and Practice
- Winter Motivation: How to Stay on Track as a Student
- Work-Life Balance for Students: How to Get It Right
- Working Student Exemption: Definition, Rules and Example
- Writing a Bachelor’s Thesis: 12-Week Timeline
Taxes and legal questions (10)
- Citing Sources at University: The Key Rules
- How to Avoid Plagiarism in Your Academic Work
- Is a Scholarship Taxable? Tax and Social Insurance
- Law student insurance: from studies to traineeship
- Part-Time Jobs and Taxes for Students in Germany
- Part-Time Master’s Degree: Tax, Costs and Health Insurance
- Second Degree: Costs, Child Benefit, BAföG and Taxes
- Tax Benefits for Students in Germany: What You Can Claim
- Tax Return for Students: How to Get Your Money Back
- Taxes for Students: When You Pay and When You Do Not
Other insurance and provision (18)
- Academycon Reviews: What Trustpilot Shows
- Building Wealth as a Student: Starting Small
- Disability Insurance for Students: Costs and Start
- ETF Savings Plan for Students: Step by Step
- Financial advice for students: checklist and costs
- Insurance Broker for Students: What Really Matters
- Insurance for Students: What You Really Need
- Investing as a Student: First Steps for Beginners
- Liability insurance for students: who needs it
- Liability insurance in a shared flat or your own flat
- Medical student disability insurance: timing and rules
- Parents‘ Liability Insurance: How Long Students Are Covered
- Pension Insurance for Students in Germany: Rules
- Retirement Provision for Students: Starting Early With Small Amounts
- Student Contents Insurance in Shared Flats and Dorms: When It Pays
- Student dental insurance: is it worth it?
- Student Legal Insurance: Do You Need It?
- Teacher Disability Insurance: Occupational vs. Inability to Serve
Housing, daily life and budget (71)
- Affordable student housing: strategy, portals and costs
- Avoid Student Debt: Typical Traps and Ways Out
- Budget Planning for Students: A Monthly Plan in 3 Steps
- Buying Second-Hand as a Student: Save Money Smartly
- Changing Degree Course: When It Makes Sense
- Cheap Travel as a Student: Tips for a Small Budget
- First Semester Checklist: What to Do Before Term Starts
- First-Semester Tips: How to Start University Smoothly
- Healthy Student Life: Nutrition, Movement and Routine
- How Much Money Do Students Need Per Month?
- How to Find a Shared Flat: Tips for a Successful Search
- Insurance Before University: Child Benefit, BAföG and Fees
- Meal Prep for Students: Cheap and Healthy Cooking
- Minimalism for Students: Less Is More in Everyday Life
- Moving to University Checklist: A Stress-Free Start
- NC and University Waiting Time: How to Apply
- Reducing Household Costs: The Student Guide
- Saving Electricity as a Student: Energy and Utility Costs
- Semester Fee Deadline: Re-enrolment and Consequences
- Semester Fees by University: Data for 30 Cities
- Semester Ticket and Germany Ticket: Student Travel Costs
- Student Apps: The Best Tools for Studying
- Student Broadcasting Fee: Exemption, Dorm and Shared Flat
- Student Cities in Germany: Criteria for Your Choice
- Student Discounts: How to Verify and Save
- Student Dorm or Shared Flat: Which Suits You Better?
- Student health insurance: common questions answered
- Student Insurance Discounts: What Is Really Worth It
- Student Life Hacks: Small Tricks with Big Impact
- Student Saving Tips: Cut Everyday Costs Without Giving Things Up
- Student Starter Kit: What You Really Need First
- Student status benefits: discounts and services
- Student Tenancy Agreement: What You Should Check Before Signing
- Studying in a City or Small Town: What Suits You?
- Studying in Aachen: Costs, Semester Fee and Housing 2026
- Studying in Berlin: Semester Fee, Housing and Costs 2026
- Studying in Bochum: Costs, Housing and Semester Fee 2026
- Studying in Bonn: Costs, Housing and Semester Fee 2026
- Studying in Braunschweig: Semester Fee, Housing and Costs
- Studying in Bremen: Costs, Housing and Semester Fee 2026
- Studying in Cologne: Costs, Semester Ticket and Housing 2026
- Studying in Darmstadt: Semester Fee, Rooms and Costs 2026
- Studying in Dortmund: Costs, Housing and Semester Fee 2026
- Studying in Dresden: Costs, Housing and Semester Fee 2026
- Studying in Frankfurt: Semester Fee, Rooms and Costs 2026
- Studying in Freiburg: Costs, Ticket and Housing 2026
- Studying in Fulda: Semester Ticket, Housing and Costs
- Studying in Germany: 30 university cities compared
- Studying in Gießen: Semester Fee, Housing and Costs
- Studying in Göttingen: Semester Fee, Housing and Costs
- Studying in Hamburg: Semester Fee, Housing and Costs 2026
- Studying in Hannover: Semester Fee, Housing and Costs 2026
- Studying in Heidelberg: Costs, Semester Fee and Rooms 2026
- Studying in Jena: Costs, Housing and Semester Fee 2026
- Studying in Karlsruhe: Costs, Semester Fee and Housing 2026
- Studying in Kassel: Semester Fee, Housing and Costs
- Studying in Kiel: Costs, Housing and Semester Ticket 2026
- Studying in Leipzig: Costs, Housing and Semester Fee 2026
- Studying in Mainz: Semester Fee, Housing and Costs 2026
- Studying in Marburg: Semester Fee, Housing and Costs
- Studying in Munich: Costs, Rooms and Semester Fee 2026
- Studying in Münster: Costs, Housing and Semester Fee 2026
- Studying in Nuremberg: Costs, Semester Fee and Housing 2026
- Studying in Stuttgart: Costs, Semester Fee and Housing 2026
- Studying in Würzburg: Semester Fee, Ticket and Housing 2026
- Sustainable Degree Programmes: Overview and Careers
- Time Management for Students: Methods That Work
- University Canteen: Prices, Tips and Alternatives
- University Deregistration Checklist: What Ends
- University of Applied Sciences or University?
- University Terms Explained: A Student Vocabulary Guide
Doctorate, studying abroad and career start (29)
- Career Start After University: Your Guide to the First Job
- Culture Shock During Your Exchange Semester
- Digital Nomad as a Student: Travel, Work and Study
- Doctoral Title Abbreviations: From Dr. rer. nat. to Dr. h. c. Explained
- Dr. or Ph.D.: Which Doctoral Title You May Use in Germany
- Finding an Internship: How to Convince Companies
- Internship After Graduation: Minimum Wage and Deductions
- Internship During Studies: Pay, Duration and Rules
- Job Interview Tips: How to Make a Confident Impression
- LinkedIn Profile for Students: Tips That Work
- Master Abroad: Health Insurance in Germany
- Master or Work: Which Path Pays Off More?
- Master’s Degree Abroad: Countries, Applications and Costs
- PhD Funding: Position, Scholarship or Own Savings
- PhD in Germany: routes, titles and requirements
- PhD Students in Germany: Figures by Field and Gender
- Planning Your Career During Your Studies: Steps From Semester One
- Practical Year Allowance by State: Amounts and Rules
- Returning from Abroad: Getting Back Into Your Studies
- Semester Abroad in Spain: Health Insurance, Visa and Costs
- Semester Abroad in the UK: Health Insurance, Visa and Costs
- Semester Abroad in the USA: Health Insurance, Visa and Costs
- Starting Salaries After Graduation: What Really Counts
- Student CV: How to Build a Strong One Step by Step
- Student Job Application: Cover Letter and Tips
- Student Networking: How to Build Professional Contacts
- Teacher training insurance: from studies to traineeship
- Trainee Teacher Salary in Germany by State
- Unemployment Benefit After Studies: Eligibility and Registration
Last updated: October 2026. Information, not individual advice.
