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Definition of semester off health insurance
A semester off (Urlaubssemester) is a semester in which you are on leave from your university and do not study. You remain enrolled. Under the joint basic guidelines of the umbrella associations (Grundsätzliche Hinweise, version 23 December 2025, section 1.1.1), compulsory insurance continues during leave with continued enrolment. Even so, semester off health insurance is worth checking, because your university must report your status.
Value (as of 20 October 2026)
| Figure | Value | Status | Source |
|---|---|---|---|
| Compulsory insurance during leave | Continues with continued enrolment under the basic guidelines | administrative guidance | Joint basic guidelines, version 23 December 2025, section 1.1.1 |
Example
You take a semester off in the summer semester 2027. You remain enrolled, and your compulsory student insurance continues under the basic guidelines. Inform your health insurer of the leave anyway and check whether your contribution is affected.
Related terms
KVdS (student health insurance), deregistration (Exmatrikulation), follow-on insurance (Anschlussversicherung).
Further articles
Sources
Joint basic guidelines on student health insurance (KVdS), version 23 December 2025. As of 20 October 2026.
Last updated: October 2026. This guide is general information, not individual advice. The German version is authoritative.
Editorial team: Academycon
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