Short answer
The minijob limit 2027 is €633 a month from 1 January 2027, up from €603 in 2026. The statutory minimum wage rises at the same time to €14.60 per hour (2026: €13.90). For students this matters mainly because family insurance and part-time work depend on this limit. The limit applies equally to all minijobs.
Minijob limit 2027 at a glance
| Item | 2026 | 2027 | Status 2027 | Source |
|---|---|---|---|---|
| Minimum wage per hour | €13.90 | €14.60 | Adopted (MiLoV5) | bmas.de |
| Minijob limit per month | €603 | €633 | Official | Minijob-Zentrale |
| Minijob limit per year | €7,236 | €7,596 | Calculated | Own calculation |
| Family insurance, marginal employment only | €603 | €633 | Official | § 10 SGB V, Minijob-Zentrale |
| Family insurance, general limit | €565 | €590 | Draft regulation, Bundesrat decision pending | Calculation parameters 2027 |
How is the limit set?
The limit is linked to the minimum wage. It results from the formula minimum wage × 130 ÷ 3, rounded up to the full euro. For 2027, that gives €14.60 × 130 ÷ 3 = €632.67, so €633. The annual limit is €633 × 12 = €7,596.
How many hours fit into a minijob?
The number of hours stays almost the same, because the limit and the wage rise together.
- 2026: €603 ÷ €13.90 = 43.4 hours a month.
- 2027: €633 ÷ €14.60 = 43.4 hours a month.
- Example 2027: 40 hours × €14.60 = €584. That stays below €633.
- Example 2027: 44 hours × €14.60 = €642.40. That is above the limit and falls into the midijob range.
What changes for family insurance and BAföG?
Family insurance is possible up to age 25 if you are studying and your total income does not exceed the limit. For marginal employment only, the limit of €633 applies in 2027. For the general limit of €590 in 2027, a draft regulation exists that has not yet been adopted. The basics of family insurance are explained in the guide Student health insurance 2026 in figures (in German).
For BAföG in 2026, income up to the minijob limit of €603 gross does not reduce the loan or the grant. The BAföG rules at a glance are in the guide All about BAföG (in German).
What happens if I exceed the limit?
An unforeseeable exceedance is harmless if it happens in at most two calendar months a year and the limit is not exceeded by more than double. Regularly higher earnings make the job subject to social insurance contributions. Then contributions to health, long-term care, pension and unemployment insurance apply, unless you are privileged as a working student (Werkstudent). The differences between minijob, working student and midijob are described in Part-time job and taxes (in German).
Next steps
- Calculate your hours for 2027 with the new minimum wage.
- Compare the result with €633 a month and €7,596 a year.
- Check whether you have family insurance alongside the minijob and clarify the status with your health insurer.
- Inform your employer and the BAföG office of changes in your earnings if you receive funding.
- Keep an eye on the calculation parameters regulation for 2027, because the family insurance limit still depends on the Bundesrat.
Frequently asked questions
Does the new limit already apply to jobs that started in 2026?
Yes. The limit applies to all minijobs from 1 January 2027. No new agreement is needed for this, but the pay must at least reach the new minimum wage.
How many hours may I work in a minijob in 2027?
Roughly 43 hours a month at the minimum wage of €14.60. At a higher hourly rate it is correspondingly fewer.
What happens if I exceed the limit once?
A rare, unforeseeable exceedance is possible within the limits of the law. If you exceed it regularly, the minijob as such ends.
Do I lose family insurance if I earn more in 2027?
That depends on the type of your employment and the amount of your total income. For marginal employment, the limit of €633 applies. If in doubt, your health insurer will check your case using the documents.
Sources and checks
- Minimum wage and minijob limit: Fifth Minimum Wage Adjustment Ordinance, bmas.de, status of query 20.10.2026.
- Minijob limit 2027: Minijob-Zentrale, status of query 20.10.2026.
- § 8 SGB IV, gesetze-im-internet.de, retrieved 20.10.2026.
- § 10 SGB V, gesetze-im-internet.de, retrieved 20.10.2026.
- Calculation parameters 2027: draft regulation of the Federal Ministry of Labour and Social Affairs. The figures are not final.
- BAföG allowances: Deutsches Studierendenwerk, FAQ January 2026.
Information, not individual advice.
Editorial team: Academycon · Last updated: October 2026
Information, not individual advice. Use the online check for a first assessment.
Related guides
- Part-time job and taxes: minijob, working student and more (in German)
- Student over 30 with a minijob or part-time job (in German)
- Student health insurance 2026 in figures (in German)
- Student loans compared (in German)
Last updated: October 2026. This guide is general information and does not replace individual advice. The German version is authoritative.
