Lionel Hasse

Beihilfe (the state health allowance) in Hesse covers 50 to 70 percent of eligible costs. Rates, out-of-pocket costs such as 4.50 euros per medicine pack, and an example.

The PKV open enrollment admits trainee civil servants and Referendare with pre-existing conditions. Deadline, surcharges and limits at a glance.

Traineeship in North Rhine-Westphalia: trainee basic pay A 13 and A 12, the law maintenance allowance, the 50 percent benefit rate and the choice of health insurance, with sources.

Switching from statutory to private health insurance during the German Referendariat: how the notice period works, when the binding period ends and how to avoid a gap.

Trainee pay, family allowances and health insurance for teacher training in Bremen: verified figures with dates, a worked example and the right contact points.

Standard state health aid rates of 50, 70 and 80 percent in Schleswig-Holstein, worked examples for your co-payment and the role of private insurance, with sources.

What trainee teachers in North Rhine-Westphalia (NRW) earn, how state health aid is calculated, and what to check about health insurance during training.

What trainee pay to expect during teacher training in Bavaria, how civil servant health aid (Beihilfe) works and where to find the current amounts.

As a postdoc you work on a fixed term after your doctorate. How maximum terms, third-party funded posts and health insurance affect your salary and contract.

Trainee pay for teacher training in Saxony rises by 60 euros from 1 April 2026. We show what else applies and what to clarify about Beihilfe and insurance.