Guides

Parental maintenance for studies in 2026: Düsseldorf Table with a 990-euro need, child benefit credit and a worked example with payable amount and self-retention.

Part-time study: when you are insured, what studying and insurance cost, why BAföG usually does not apply and how to finance your degree.

Studying at 45: BAföG age limit, the end of student health insurance, the KfW student loan up to age 44 and worked examples for 2026.

Studying as a pensioner: if you are compulsorily insured as a pensioner, that remains. What applies without a pension after 30 and what voluntary cover costs.

BAföG rates, allowances, child benefit and income limits for students in 2026 and 2027, with status and date for each value.

Studying without health insurance: why cover is compulsory, which late-payment surcharges and suspension risks apply and how to close the gap.

Is a scholarship taxable? Conditions for tax exemption under § 3 no. 44 EStG, social insurance and a worked example with the 2026 figures.

The health insurance income limit for 2026 is 6,450 euros a month, or 77,400 euros a year. Here is what it means for students and recent graduates.

Private health insurance (PKV) for your internship: the essentials Do you need private health insurance (PKV) for an internship? The short answer is that it depends on whether the internship is compulsory or voluntary, and whether you are paid for it. For most compulsory internships, you are usually covered by your parents’ statutory health insurance … Read more

Whether your child is family insured through you depends on age, income and insurance status. The rules, the 2026 figures and the next steps at a glance.