Guides

Health insurance for PhD students in Germany depends on funding: university post, scholarship, self-funding or family cover, plus PKV and enrolment rules.

Health insurance for students in the EU: what the EHIC covers, where repatriation is missing, and what privately insured students should check.

How to extend student health insurance in Germany beyond age 30: valid grounds, evidence, applying each semester and what happens if the fund refuses.

Exemption from statutory health insurance for international students in Germany: deadlines, proof of cover, 2026 costs and what to check before enrolling.

What student health insurance costs in Germany by age in 2026: free under 25 with family cover, about €143 to €148 in the KVdS, about €270 to €278 from 30.

Erasmus students in Germany: when home cover applies, what the EHIC covers, which confirmation universities need and when German insurance is required.

Health insurance in Germany after your degree: job seeker visa, the job search period, follow-on insurance and what changes once you start work.

Public or private health insurance for international students in Germany: visa proof, exemption rules, the age 30 limit and what to check before you enrol.

German health insurance terms for newcomers: compulsory insurance, family insurance, supplementary contribution and exemption, in short with 2026 figures.