Guides

How you are insured as a student with a disability, when family insurance continues without an age limit and which support applies during study.

Techniker Krankenkasse and hkk compared for students: the same statutory contribution share, but different additional contributions and statute benefits.

Capital-forming benefits in Germany 2026: the employee savings bonus for building society savings and securities, income limits and a worked example, with source.

Further training to become a psychotherapist: why there is no fixed pay, how contributions work and which disability cover fits your first job.

The Heinrich Böll Foundation accepts first-degree students up to the 3rd semester. Deadlines 1 March and 1 September, portal and funding components as of October 2026.

State scholarships for teacher training students in Germany, with amounts, return obligations and subjects, using examples from Saxony-Anhalt and Brandenburg.

What pay grade 13 under the TV-L means in 2026, how health insurance works and which disability cover fits a start in the German public sector.

When family insurance ends in Germany, which age limits apply and how you switch to your own health insurance with your first salary. With an example.

Starting as a veterinarian in Germany: how pay is set, which contributions apply as an employee or self-employed vet, and why disability cover matters in this job.

What happens to your German tax class after marriage? Which classes apply, what happens automatically, and why take-home pay needs a calculator.