Guides

Crypto and ETFs as a student in Germany: when gains are taxable, how the saver allowance, flat tax and exemption limit work, and what your tax return needs.

Students from Brazil need a residence permit for a degree and insurance that fits the visa and university. What the statutory rules say and what to clarify first.

Starting salaries for graduates in Germany depend on collective agreement, civil service status and employer. Checked 2026 figures for teachers and trainees.

Up to age 22 the fund covers prescription contraceptives. We explain what applies afterwards, which copayment may apply and what you pay yourself.

BAföG has no separate allowance for books or a laptop. Learn how to budget for these costs and where universities and student services can help.

Scholarship, teaching assignment or own resources: how to fund a PhD in the humanities in Germany, plan the writing phase and stay insured. Figures as of October 2026.

Cost reimbursement in German statutory health insurance as an optional tariff for students: you pay first, the fund refunds, with a one-year minimum commitment.

Deregistered from university due to illness in Germany: when student health insurance ends, what the reason changes, and which cover can follow.

Under BAföG, an inheritance generally counts as assets. Learn the allowances, the key date for the application and how to declare assets correctly.

Techniker Krankenkasse and hkk compared for students: the same statutory contribution share, but different additional contributions and statute benefits.