Guides

Students with a child in Germany can receive the BAföG childcare supplement, child benefit and parental allowance. Amounts, rules and sources for 2026.

Health insurance for students with a disability in Germany: aids, family insurance, severe disability and the cost ceiling explained.

Study costs and parental tax relief in Germany: which 2026 allowances apply, how the 1,200 euro training allowance works and how child benefit fits in.

Salary negotiation as a graduate in Germany: use collective pay figures, the pay transparency right under EntgTranspG and clear phrases to negotiate.

Students in a registered partnership in Germany: when family insurance applies, what the 2026 income limit means and when student health insurance continues.

The basic contribution is the same at SBK and TK. Before you choose, check the additional contribution, SBK’s articles and the optional tariffs.

PhD in psychology (Promotion in Psychologie, Dr. rer. nat. or Dr. phil.): post or scholarship, worked examples with grade E 13 and the matching health insurance.

What an open enrolment offer in private health insurance is, what trainee teachers should check on target group, deadline and health information, and what remains open.

BAföG and housing benefit (Wohngeld) are separate payments with their own rules. We explain the differences, the 2026 BAföG rates, allowances and the 2027 reform draft.

Student health insurance in Germany ends in the semester you turn 30. What applies afterwards, which deadlines run and what it costs.