Guides

Internship after graduation: when the minimum wage of €13.90 applies, which exceptions exist and which social insurance deductions to expect.

Semester fees of Berlin’s universities, shared flat rents, second-home tax, registration, BAföG office and health insurance: the key figures for your start in Berlin.

The childcare supplement of 160 euros, allowances for children and the extension of the funding period: Who qualifies and how the amounts work together. Last updated October 2026.

Full versus supplementary insurance explained: what each covers, why a supplement cannot replace full cover, and how students choose between GKV and PKV.

Semester fee with the semester ticket, dormitories, second-home tax, registration, BAföG office and health insurance: the key figures for starting in Kiel.

Student internship: minimum wage, exceptions for compulsory and orientation internships, social insurance and an example for 2026.

Semester abroad in the USA: health insurance outside the EU, visa and SEVIS fees, documents and costs. Status October 2026, with source references.

How relationship and studies fit together: plan time, agree on exam phases, keep a long-distance relationship going and talk about money and living together.

The PJ allowance is capped by the medical licensing rules at the BAföG needs rate. Learn how to clarify your location, BAföG impact and the rules. Last updated October 2026.

Semester abroad in Spain: EHIC, registration after three months, documents and costs. An EU country without a visa requirement, status October 2026.