Guides

Health insurance glasses: from which dioptre strength statutory insurance pays for lenses, how the co-payment works and what the frame costs.

PhD students in Germany: doctoral candidates from 2021 to 2025 by field and gender, with Destatis sources and status dates.

Planning an exchange semester: timeline, application, Learning Agreement, Erasmus+ rates for 2026/27, BAföG for study abroad and health insurance.

Semester fee at TU and HTW, dormitory places, second-home tax, registration, BAföG and health insurance: the key figures for starting your studies in Dresden.

BAföG repayment: when it begins, how high the instalment is, when you can be exempted and what partial write-off means today. With an example.

Side job health insurance for students: income limits for family insurance, the 20-hour rule, mini and midi jobs, PKV and planned changes for 2027.

PhD funding compared: research position, scholarship or own funds, with a worked example, social insurance and the 2026 pay rates.

Semester fee, dormitories, second-home tax, BAföG office and health insurance: the key figures and steps for starting your studies in Leipzig.

Making friends at university: places that work best, conversation starters, study groups and how to build friendships, even in a new city.

The BAföG reform is still in the legislative process. Here is what applies today, what the draft plans and how to plan with EUR 855 per month.