Guides

Contributions, exemption and benefits of the Ärzteversorgung Brandenburg: choosing the multiple, the exemption grounds and the rules on disability and survivors benefits.

In the Saarland, membership in the pension fund begins with the work. This guide covers the two-week deadline, the list of exceptions and how it links to the exemption.

When employed pharmacists in Germany can apply for exemption from statutory pension insurance, how the three-month deadline works, and what to check when changing jobs.

No collective pay scale for fully qualified lawyers in law firms, the 2026 earnings threshold of 77,400 euros and professional liability insurance under section 51 BRAO, status October 2026.

Salary, collective agreement data and health insurance for your first job as a pharmacist in Germany, with sourced figures, an example calculation and links.

At the University of Barcelona, EU students pay EUR 17.69 or 19.37 per ECTS credit in 2026/27, depending on the programme. Here is how to calculate the costs of your Master’s in Spain.

Compulsory internship abroad: unpaid internships keep you in student insurance up to age 30. When a paid placement differs and what counts abroad.

How the Ärzteversorgung Westfalen-Lippe ties its maximum contribution to the average, when a reduced contribution is possible and how the chamber fee and exemption differ.

Contributions, exemption and benefits of the Ärzteversorgung Berlin: what the Ärztekammer Berlin contribution regulation says and what you should check in addition.

What a master’s in Switzerland costs at the University of Zurich, which health insurance applies after you move, and how to fund your studies.