Guides

Chronic illness while studying often brings copayments. We explain the 10 percent copayment, the 1 or 2 percent annual cap and where compensation for disadvantages fits.

Employment or fee contract, minimum wage, mini-job limit and student employee privilege: how to check contract and contributions as a tutor or assistant.

A second degree often changes your insurance less than people expect. Age, total income and your insurer’s review decide. Here is how to check the situation.

Your first salary after graduation in Germany depends on industry, collective agreements and region. Find realistic benchmarks and turn gross pay into net pay.

Students from Nepal need proof of health insurance for their visa, set by the embassy. What the statutory rules say and what to clarify before you travel.

Techniker Krankenkasse and Barmer are both substitute funds with the same statutory contribution rate. Here is what really makes the difference for students.

Anyone handing in proof of insurance at enrolment should know which insurer issues it, how the electronic procedure works and which mistakes are common.

Students in Germany can apply for an exemption from compulsory statutory health insurance under strict conditions. This guide explains the rules and the deadline.

Health insurance during a practical semester depends on the type of placement. This guide explains intermediate, pre- and post-placements, accident cover abroad and what to ask your fund.

Half-orphan’s and orphan’s pensions during studies in Germany run until 27 if training exceeds 20 hours a week. Age limits and BAföG offsetting explained.