Lionel Hasse

Account, credit, garnishment protection, creditworthiness and investing for young adults: the overview shows which guide answers which question.

Missing a Jobcenter appointment risks a 30 percent cut since July 2026. How misses are counted and what applies after the third one.

There is no fixed return for the Altersvorsorgedepot. What matters is the investment, the costs, your time horizon and the state allowance, which does not depend on the capital market.

What acute psychotherapy treatment in Germany covers, how many individual sessions the guideline provides, which waiting time applies and how to get there.

For the winter semester 2027/28 each university sets its own deadlines. This guide shows which dates are documented, which documents apply and how the application process runs.

The BAföG housing allowance (student living cost supplement) would rise from 380 to 440 euros in the draft. When the increase is planned, what applies today and what changes if you live with parents.

Which colour the e-scooter insurance plate has in 2026 and 2027 under the FZV, how it must be mounted and what to check at the changeover.

Notify your employer of an illness without undue delay. A medical certificate is due from more than three calendar days. The deadlines at a glance, as of November 2026.

Since 1 January 2026, Germany’s new military service is designed as voluntary. Questionnaire and medical screening still apply to men, depending on age and sex.

The statutory minimum wage rises to EUR 14.60 gross per hour in 2027. What it means for student research assistants in Germany and when the collective agreement counts.