Lionel Hasse

A pedelec up to 25 km/h has no compulsory insurance and needs no plate in Germany. S-pedelecs up to 45 km/h require liability insurance. Here is what applies.

Electricity price rise: what section 41 EnWG provides, when you can terminate and why an exclusion clause is ineffective according to the consumer advice centre.

Crypto sales within one year are taxable under section 23 EStG in Germany. Gains below 1,000 euros stay tax-free. Here is how to report them in Anlage SO.

After dropping out of university, an apprenticeship can often be shortened. Here is how crediting under § 7 BBiG works and which funding may apply.

The Bundestag passed Germany’s emergency care reform on 15 October 2026. What integrated emergency centres, on-call practices and 116117 mean for patients.

At 50 euros a month, 24,000 euros flow into an ETF savings plan over 40 years. This calculation shows what the final capital means at different returns, with open assumptions.

The landlord decides on a heating replacement, and the costs reach tenants through the rent. What section 559 BGB allows and which cap applies, explained.

How to structure an email job application: subject line, message body, one PDF with all documents, file size and file name explained.

Sharing lecture slides and scripts in Germany: what Section 60a UrhG allows, when the 15 percent limit applies and where university rules are stricter.

How employees calculate their statutory health insurance contribution for 2027, step by step, with examples for the assessment ceiling, the additional contribution and the employee share.