Lionel Hasse

The BAföG student support rate is 475 euros basic need plus 380 euros housing allowance in 2026, up to 992 euros in total. Here is how it adds up.

How teacher disability insurance differs from inability to serve, which clause to check and when trainee teachers should take out cover.

PKV expectancy cover keeps your health status while you are temporarily statutorily insured. Here is when it pays off for students and how to use it.

When the EHIC is enough, what applies in the USA, and what to check for Erasmus, Work and Travel and repatriation.

Health insurance for guest listeners and senior students in Germany: Compulsory student cover requires enrolment. Here are the routes that remain. Last updated October 2026.

Voluntary service before university keeps child benefit running until 25 and makes you compulsorily insured during service. Here is the sequence.

After deregistration, student insurance, family insurance, BAföG and child benefit change. Here is the checklist for the time after graduation.

When your parents policy is enough, when a contents insurance of your own pays, and how to value your belongings as a student.

Erasmus+ 2026 at a glance: 600 or 540 euros per month depending on the destination group, the top-up, the funding period and a worked example for your semester.

How long students stay covered by their parents’ liability insurance, what a second degree or age limit changes, and how to check it.