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Studying in Halle: Costs, Housing, Health Insurance and Tips

What you pay at Martin Luther University Halle-Wittenberg: semester fee, health insurance, BAföG rates and housing, with date and source.
Zwei Studentinnen auf dem Campus im Herbst

Contents

Studying in Halle is financially manageable if you know your fixed costs early. This guide shows you what you pay at Martin Luther University Halle-Wittenberg, how to plan housing and health insurance, and which financial support you should check. All figures come with their date and source.

Short answer: For winter semester 2026/27 the semester fee at Martin Luther University Halle-Wittenberg is 333.30 euros, according to the university (last updated 20 August 2026). It includes 90.00 euros for the Studierendenwerk (student services organisation) and 226.80 euros for the Germany semester ticket (Deutschlandsemesterticket). Rent and living costs come on top. Health and long-term care insurance cost students without children aged 23 and over about 148 euros per month, as a calculated estimate (assumption, last updated October 2026).

Key points at a glance

  • The semester fee of the Martin Luther University for winter semester 2026/27 is 333.30 euros. The Germany semester ticket is already included.
  • Re-registration for winter semester 2026/27 ran from 20 June to 31 July 2026 (page status 20 August 2026).
  • Spread over six months, the fee comes to about 56 euros per month. Plan it as a fixed cost.
  • The biggest unknown is rent. Student residences of the Studierendenwerk are usually cheap, but limited in number.
  • For health insurance, your health insurer’s additional contribution (Zusatzbeitrag) counts. The average figure is 2.9 percent.
  • The maximum BAföG rate (federal student financial aid) for students living away from home and up to 24 years old is 855 euros per month.

What does a semester cost at Martin Luther University?

The university shows its semester fee for each semester. For winter semester 2026/27 it is made up as in the table below. The university does not show a separate administrative fee on the page.

ItemAmountSource and date
Semester fee in total333.30 euroswinter semester 2026/27, university, status 20 August 2026
of which Studierendenwerk90.00 eurosas above
of which Germany semester ticket226.80 eurosas above
of which student body (Studierendenschaft)16.50 eurosas above

Assumption: you pay the fee once per semester. Spread over six months, that comes to about 56 euros per month.

Compared with summer semester 2026 at 315.30 euros, the fee rises by 18.00 euros. The whole increase is due to the semester ticket, which goes from 208.80 to 226.80 euros. According to the university, re-registration for winter semester 2026/27 ran from 20 June to 31 July 2026. For summer semester 2027 the page gives the period 1 December to 31 January, without a year. For a full analysis with re-registration deadlines and a comparison table, see the guide Semester fee University of Halle 2026/27: amount, semester ticket and re-registration.

How much rent can you expect in Halle?

Specific rents cannot be stated reliably here. They depend strongly on the district, size and furnishings, and they change constantly. For an orientation, use the rent index (Mietspiegel) of the City of Halle (Saale) and the offers of the Studierendenwerk.

  • Residence: usually the cheapest option, with a waiting list and fixed application deadlines.
  • Shared flat (WG) room: compare the warm rent, made up of the basic rent and service charges, not just the room price.
  • Temporary sublet: check the deposit, the notice period and whether the main tenant has agreed to the sublet.

Example calculation (assumption): 350 euros warm rent, about 56 euros semester fee and 148 euros health and long-term care insurance come to about 554 euros per month, before food, study materials and transport are added.

How do you arrange health insurance as a student in Halle?

If you have statutory health insurance, you pay a contribution based on a notional income. For 2026 the assessment base is 855 euros per month. The overview applies to students without children aged 23 and over and uses the average additional contribution.

ItemAmount per monthCalculation
Health insurance without additional contribution87.38 euros855 euros times 10.22 percent
Additional contribution, average (assumption)24.80 euros855 euros times 2.9 percent
Long-term care insurance with childless surcharge35.91 euros855 euros times 4.2 percent
Total (assumption)148.09 euroschildless from age 23

The actual additional contribution depends on your health insurer and can differ noticeably from the average. For a personal assessment, Academycon offers a consultation: How we work (in German).

How do you get around Halle cheaply?

According to the university, the Germany semester ticket is already included in the semester fee and is valid for local transport across Germany. In the city, trams and buses are run by HAVAG. How the ticket is issued is explained in the university’s notes. An overview is given in the guide Getting around cheaply as a student (in German).

Which universities shape studying in Halle?

Martin Luther University is the largest university in the city and covers a broad range of subjects, from law to the natural sciences. The Burg Giebichenstein University of Art and Design focuses on design, art and craft. In the surrounding area there is the Merseburg University of Applied Sciences. For your costs it makes a difference which university you are enrolled at, because fee regulations and deadlines differ.

Which financial support can you use in Halle?

BAföG is regulated uniformly across Germany, so the rates also apply in Halle. The following amounts have applied since 1 August 2024.

BenefitAmount per monthApplies since
Basic needs for students475 euros1 August 2024
Housing allowance, living away from home380 euros1 August 2024
Maximum rate up to age 24, living away from home855 euros1 August 2024
Maximum rate ages 25 to 29, living away from home992 euros1 August 2024

For comparison: the mini-job limit (Minijob) in 2026 is 603 euros per month, and the statutory minimum wage is 13.90 euros gross per hour (as of 1 January 2026). A reform of BAföG is in the legislative process, so amounts and dates may change.

Frequently asked questions

How high is the semester fee in Halle?

According to the university it was 333.30 euros for winter semester 2026/27. It includes contributions for the Studierendenwerk, the Germany semester ticket and the student body. The amounts change each semester, so check the university’s page before every enrolment.

How do I apply for a residence place in Halle?

Applications run through the Studierendenwerk. Watch the deadlines and the documents required. Acceptance is not guaranteed, so have a backup plan with a shared flat or sublet.

Am I automatically insured under statutory health insurance in Halle?

As a student you are usually covered by statutory health insurance, unless you are insured as a family member or already have private health insurance. Which option fits depends on your age, income and family situation. Clarify this before your first payment.

How much can I earn from a part-time job?

In 2026 a mini-job can pay up to 603 euros per month. Under BAföG, your own income is counted once it exceeds the allowance of 389 euros per month. Work out which limit applies to you before you start a job.

Is the Germany semester ticket valid during the semester break?

The university sets the period of validity. Check its notes on the semester ticket so you know for which months you can use it.

What to do now

  1. Check the semester fee for your semester on the website of Martin Luther University.
  2. Apply for a residence place early through the Studierendenwerk and note the deadlines.
  3. Clarify your health insurance with your personal situation in mind and compare the additional contributions.
  4. Check your BAföG entitlement against the current rates and allowances before you plan.

Related guides

Sources: Re-registration and semester fee, Martin Luther University Halle-Wittenberg (in German, status 20 August 2026), GKV-Spitzenverband, fact sheet on calculation values 2026 (in German, status 1 January 2026), German Student Services Organisation, BAföG rates (in German, valid since 1 August 2024), Section 236 SGB V, assessment base (in German, accessed October 2026).

Last updated: October 2026. This guide is general information, not individual advice.

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