Guides

Studying over 30: BAföG up to age 45, funding alternatives, health insurance after 30 and how work, family and study can be combined in Germany.

Working student health insurance in Germany in 2026: family cover up to 25, about €143 to €148 in the KVdS, €270 to €278 from 30, and the 20-hour rule.

Scholarships for students in Germany: the main options, who can apply, typical requirements and deadlines, and how to start your application.

Working up to 20 hours a week, you stay exempt from statutory health insurance as a student. What this means if you have private health insurance.

Taxes and contributions for student jobs in Germany in 2026: mini-jobs up to €603, working students, short-term work, midi-jobs and self-employment.

Liability insurance is not compulsory for students, but it protects your assets. When parents’ cover still applies and what to check in your own policy.

Liability insurance for students in a shared flat or their own apartment: what it covers, who needs it, and what to check before you sign any contract.

Affordable student housing in Germany: where to look, what to budget for, which options suit a tight student budget and how to avoid common rent traps.

Health insurance as a student over 30 with a mini-job: the contribution is calculated from at least €1,318.33 a month. Examples for 2026 included.

Health insurance as a student over 30 in Germany: when student insurance ends and voluntary contributions from about €268 a month in 2026.