Guides

Which retirement provision suits students: Riester, basic pension, ETF savings plan or private pension insurance, and the order to follow.

Compulsory or voluntary internship: when the minimum wage applies, how you are insured and what happens to child benefit.

Whether private health insurance pays for a vaccination depends on your tariff. Here is what the STIKO recommends and how the GKV compares.

What statutory health insurance pays for glasses, what to check in private tariffs and how to estimate your own share over several years with a worked example.

Minijob, working student, student assistant, freelancing or a small business: these routes exist, how much you may earn, and how this affects BAföG, child benefit and health insurance.

Write a bachelor’s thesis step by step: a 12-week timeline as a table, structure, citations, submission and the places that help you write.

Civil servant trainees usually have Beihilfe and need supplementary cover. How to compare statutory, private and flat-rate options with real figures.

Compare student loans: payout, interest, age limit and repayment start for KfW, Bildungskredit and bank loans, as of October 2026.

Which software universities provide to students, which open source programs suit you and what to check about licences and data protection.

Recognise trustworthy financial advice for students: eight checks on the intermediary register, the licence under § 34d GewO, fees and withdrawal.