Guides

Study abroad Panama: EHIC not valid, visa rules per German Foreign Office, tuition by host university, living costs not documented, October 2026.

Study abroad in Liechtenstein: EHIC valid per EU Commission, repatriation cover advised, university fees and living costs with sources. October 2026.

Study abroad in Iceland: EHIC valid, visa rules only via the embassy, Erasmus+ tuition exemption and living costs in ISK with sources. October 2026.

Study abroad in Cyprus: EHIC valid, no visa for EU students per Your Europe, Erasmus+ tuition exemption and living costs with sources. October 2026.

Study abroad in Saudi Arabia: no EHIC cover, visa required, travel warning, fees and living costs with official sources, status October 2026.

Study abroad in the United Arab Emirates: no EHIC cover, visa-free up to 90 days, travel advice, fees and living costs with official sources, October 2026.

Study abroad in Qatar: no EHIC cover, visa waiver, Federal Foreign Office advice against travel, fees and living costs with sources, October 2026.

Study abroad in Cuba: no EHIC cover, visa via eVisaCuba, travel warning, fees and living costs with official sources, status as of October 2026.

ZF BKK student health insurance 2026: additional contribution 3.40 %, 147.23 to 152.36 € a month, voluntary minimum from 30 and the benefits.

WMF BKK student health insurance 2026: additional contribution 2.85 %, 142.53 to 147.66 € a month, voluntary minimum from 30 and the benefits.