Guides

The FES pays up to 1,750 euros basic amount plus 100 euros research allowance a month (BMFTR rates, October 2026). No fixed deadlines apply, but selection runs in several stages.

International students are usually compulsorily insured in statutory insurance up to age 30. What a home insurance covers and which proof a university needs.

Which starting salaries by field of study in Germany are reliable? This guide explains data sources, survey samples, gross and net, and worked examples.

Student loan for a master abroad: the KfW loan excludes programmes completed entirely abroad. Here are the alternatives and the 2026 figures.

What the Evangelisches Studienwerk Villigst pays doctoral candidates, which exclusions apply and how to apply. Information as of October 2026, with sources you can check.

The KAS doctoral scholarship pays up to 1,750 euros basic amount per month (BMFTR rates, October 2026). Guideline deadlines are 15 January and 15 July.

How much of your gross pay is left in 2026? Three examples for 2,500, 3,000 and 3,500 euros gross with social insurance, stated assumptions and a pointer to the official wage tax calculator.

What do assistant doctors earn in Germany in 2026 under the TV-Ärzte/VKA? Basic pay, steps, on-call duty and night supplements at a glance, with a worked example.

How does the premium refund in private health insurance work for young employees? This guide covers tariff rules, the link to the employer subsidy and worked examples.

Statutory health insurance reimburses treatment abroad only in the EU, the EEA and Switzerland, and even there with limits. What to clarify before a semester abroad.