Guides

A PhD scholarship in Germany is tax-free only if the funder, purpose, amount and absence of work in return meet § 3 no. 44 EStG. Overview and examples.

Career changers becoming teachers in Germany: trainee pay depends on the federal state. Checked 2026 figures, state aid rates and insurance notes.

Financing a second degree in Germany: why BAföG is usually excluded, how the KfW student loan with its age limit of 44 works and what part-time work allows.

A blocked account is proof of funds for the student visa. This guide explains the amounts from a 2025 information sheet, the health insurance proof and what applies after arrival.

Maternity benefit for students in Germany depends on employment. What the health insurer pays, when maternity protection applies and what to clarify early.

You can repay a BAföG loan early. On application you receive a reduction of the remaining balance, and after 77 instalments a write-off is possible. Rules and an example.

When may students from non-EU countries have private health insurance in Germany? Exemption under § 8 SGB V, deadlines and residence law.

Part-time study with a child: how you are insured as a student, what contributions cost in 2026 and how your child is covered by family insurance, with sources.

What students pay for statutory health insurance in Germany in 2026, which figures make up the contribution, and what to compare when choosing a fund.

The basic contribution is the same at Barmer and KKH. Differences lie in optional tariffs, sick pay tariffs, bonus deadlines and the additional contribution.