Guides

Student debt in Germany: which advice helps, how an instalment plan works, what seizure protection covers and when consumer insolvency is an option.

There is no longer a 14-semester limit for student health insurance in Germany. This guide explains what applies instead and what to check if your studies take longer.

Students pay 3.6 percent long-term care insurance in 2026. Without a child, 0.6 points are added from age 23. What this means in euros and who is exempt.

Students from Vietnam usually need health insurance in Germany. No social security agreement, exemption rules and proofs explained.

The child maintenance advance usually ends at 18 and generally does not apply during a degree. Age limits in Germany and what parents’ training maintenance covers.

Students in Germany pay a fixed basic contribution plus the additional contribution of their insurer. Learn how to compare both parts and the benefits.

If you earn little, you can be exempt from BAföG repayment. The limit is 1,690 euros a month, plus increases for relatives. Rules, figures and a worked example.

How to fund a doctorate in biology, how long positions may be fixed-term and how you stay insured during your PhD. Figures as of October 2026, with sources.

Health insurance for a master’s after working years: when cover through your job ends, which gap options apply and what student contributions cost in 2026.

Summer jobs of up to three months or 70 working days in a calendar year are generally free of social insurance. What applies, when the rule does not, and how tax works.