Lionel Hasse

Missing an exam because of illness: how notice, certificate and deadlines work under the HAW Landshut guidance, and what happens if proof is missing.

From 10 July 2027 the EU cash cap of 10,000 euros applies and traders must identify customers for cash purchases from 3,000 euros. What it means for you.

From 1 March 2027, new rules for e-scooters apply to warning fines. What the amendment to the Electric Micro Vehicle Regulation changes and what applies to existing scooters.

Applying for BAföG retroactively works only back to the application month. How section 15 BAföG sets the start of funding and how to avoid gaps.

Under the BAföG draft, applications would be possible only through BAföG Digital from 1 April 2027. What the draft says, what remains open and how to prepare.

At the handover, the protocol often decides the dispute. Learn what to check, what to record and when to sign it, with the six-month limit under section 548 BGB.

A SEPA direct debit can be reversed in Germany without giving a reason. Here you learn what the eight week deadline means, what to tell your bank and how to prepare the request.

A payout before the payout phase starts can count as harmful use. When allowances must be repaid and what a switch of contract means.

When someone misuses your data, the first hours count. Which immediate steps make sense, and how you can protect yourself in advance from misuse.

The Second Occupational Pension Strengthening Act was promulgated in January 2026. What changes for opting-out, buy-outs and support, and what stays.