Lionel Hasse

Performance-based scholarships go to students with above-average results. Learn the typical requirements, double funding rules and how to apply.

The Techniker Krankenkasse is a substitute fund, while the AOK is a regional local fund. Here is what that means for contributions, benefits and service.

Chief-physician treatment and two-bed rooms are billed privately in Germany. When the agreement applies, who pays and what to check on the bill.

For employees, the switch to private health insurance depends on the compulsory insurance earnings limit. Students follow a separate route through an exemption.

Doctoral programme, post alongside a job or scholarship: how to fund a PhD in business and economics in Germany and stay insured. Figures as of October 2026.

BAföG housing allowance: 380 euros for living away from home, 59 euros with parents. What counts as living with parents and what the reform changes.

Who pays for the diagnosis, what medicines cost and what support the university offers: we classify ADHD during studies under the 2026 rules.

For the child benefit application during studies, the key items are proof of enrolment, details about the child and later reports of changes. Here is how the process works.

The trainer allowance is EUR 3,300 a year and the volunteer allowance EUR 960. When both apply during your studies and where the limits lie.

Salary negotiation in your first job in Germany works best with a known market value, a concrete figure and a factual reason. Phrases and a worked example included.