Lionel Hasse

Students are covered by statutory accident insurance at their university. Here is what it pays, where it ends and when private cover makes sense.

In a dual study programme your employer pays your salary and continued pay during sickness. Disability insurance is not required by law, and any employer contribution depends on your contract.

Occupational disability insurance for chemistry students: what lab work, hazardous substances and career fields mean for your cover, and how to answer health questions.

Pension insurance in a minijob (Minijob): what opting out costs, what it saves and which pension entitlements remain. With worked example. Stand: October 2026.

The pension depot minimum contribution is 120 euros a year under the reform. Here is what the basic allowance, the career starter bonus and the Riester rules mean for students.

Retirement provision at 25: compare Riester, occupational pensions and your own savings plan, with the figures and rules that apply in October 2026.

Pharmacy students are rated in disability insurance by the occupational group in their contract. Learn what roles, § 172 VVG and health questions mean for an early policy.

Which health insurance international students in Germany need and which proofs a visa requires. Overview of liability, contents and accident cover.

Visa, proof of funds, fee and health insurance for a working holiday in Taiwan: what German citizens need to know, with status and sources.

What rental deposit insurance costs, what section 551 of the German Civil Code allows and why the landlord has to agree, explained in this guide.