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Studying in Saarbrücken: Costs, Housing, Health Insurance

Studying in Saarbrücken: 412.30 euros semester fee in the winter semester 2026/27, dormitory rents from 252 to 413.50 euros, health insurance and the proximity to France.
Zwei Studentinnen auf dem Campus im Herbst

Contents

Studying in Saarbrücken means planning the semester fee (Semesterbeitrag), rent and insurance, and factoring in the location on the border with France. The University of Saarland states its fee for the winter semester 2026/27 as a total sum, and the student services organisation of Saarland publishes dormitory rents for each house. This guide sets both side by side and names what remains open.

Short answer: The semester fee of the University of Saarland is 412.30 euros in total for the winter semester 2026/27 (university page, retrieved October 2026). According to the university’s overview, rooms in the dormitories of the student services organisation (Studierendenwerk) cost between 252 and 413.50 euros a month. The overview does not say whether utilities are included and carries no date. Health insurance for students costs roughly 143 to 148 euros a month (assumption: additional contribution of 2.9 percent). Last updated: October 2026.

Key points

  • Semester fee for the winter semester 2026/27: 412.30 euros. The individual amounts were not readable in the retrieved page text.
  • The page names the social contribution, the administrative fee and the contributions of the student body as components. Whether a semester ticket is included does not appear.
  • Dormitories of the student services organisation: 252 to 413.50 euros a month depending on the house. The status of the figures is not stated.
  • For dormitories an advance payment of 595 to 1,000 euros applies, covering the deposit and the first rent.
  • Working or living in France requires clarifying social security before the contract begins.

What does the semester fee at the University of Saarland cost?

For the winter semester 2026/27 the university gives a total of 412.30 euros for all students. The page text cut off when we retrieved it, at the point where the components are explained. We can see three groups: the social contribution, the administrative fee and the contributions of the student body. We could not confirm the individual amounts or whether a semester ticket is included. Assumption: spread over six months, 412.30 euros is about 68.72 euros a month.

ItemValueStatus and source
Semester fee total412.30 eurosWinter semester 2026/27, University of Saarland, retrieved October 2026
ComponentsSocial contribution, administrative fee, student bodyIndividual amounts not readable
Re-registration deadline, late feeNot checkedRe-registration notice from the university

What do the dormitories of the student services organisation cost?

The university’s welcome pages list four dormitories of the student services organisation with monthly rents. The page only says that all rents are monthly. It does not state whether utilities are included, and it gives no date for the figures. It also names the WOGE Campus dormitory, with single apartments for 413.50 euros, which can only be booked for two semesters from October to September.

DormitoryRent per monthRoom type
Guckelsberg252 to 280 euros9 m², single room in a flat share for two, shared kitchen and bathroom
Rotenbergstraße342 to 370 eurosSingle apartment with own kitchen and bathroom
Waldhausweg355 euros16 m², single apartment with own kitchen and bathroom
Wohnheim E (Campus)370 eurosSingle apartment with own kitchen and bathroom
WOGE Campus Wohnheim413.50 eurosSingle apartment, only bookable for two semesters

On another page the university names an advance payment of 595 to 1,000 euros, depending on the dormitory. It covers the deposit and the first rent, not the ongoing monthly rent, so plan this money before you move in. Worked example (assumption): a place at 355 euros and a semester fee of 412.30 euros, spread over six months, add up to 423.72 euros a month before insurance and food.

What changes if you work or live in France?

Many routes lead across the border from Saarbrücken, for internships, jobs or your place of residence. The European rules on coordinating social security (Regulation (EC) No 883/2004) apply, and which state is responsible depends on your place of residence and on the scope and type of work. The binding answer comes from your health insurer. Clarify this before the contract starts, because proof of responsibility can take weeks.

Which health insurance applies to students in Saarbrücken?

If you are not family insured (Familienversicherung), you generally belong to student health insurance (Krankenversicherung der Studierenden). Family insurance applies during training up to your 25th birthday and with total income of up to 565 euros a month (2026), or up to 603 euros for a mini-job (Minijob) (§ 10 SGB V).

ComponentCalculationAmount per month
Health insurance with average additional contribution(10.22% + 2.9%) of 855 euros112.18 euros
Long-term care insurance3.6% or 4.2% of 855 euros30.78 or 35.91 euros
Total (assumption: additional contribution 2.9%)Up to 22 years, or from 23 without a child142.96 or 148.09 euros

Values as of 1 January 2026 (GKV-Spitzenverband), contribution assessment base under § 236 SGB V. Your additional contribution may differ from the average.

Whether private cover suits you depends on health, career goals and life planning. An exemption from compulsory insurance is possible only within three months of the start of the obligation, requires entitlement to other cover and cannot be revoked (§ 8 SGB V). The trade-offs are covered in PKV or GKV as a Student: Which Option Fits Your Situation, and a personal assessment is offered by Academycon (in German).

Which BAföG (federal training assistance) values matter for you?

The relevant needs rates as of January 2026 are 855 euros for students living away from home up to age 24, and 992 euros for the 25 to 29 age group (Deutsches Studierendenwerk). Your own income counts toward BAföG after allowances. The guide BAföG Income Limit 2026: How Much Can You Earn? explains the earnings limits.

Frequently asked questions

Is a semester ticket included in the 412.30 euro fee?

That cannot be confirmed from the retrieved page text. The breakdown is in your re-registration notice and on the university’s fee page.

Will I definitely get a dormitory place?

No. Allocation follows the rules of the student services organisation, and places are limited. Plan a backup option, such as a room in a shared flat.

Are the dormitory rents warm or cold?

The university’s overview does not say. Ask the student services organisation before you compare the rent with other offers.

What applies to students from non-EU countries?

Rules for health insurance and residence partly differ. The International Office of the university clarifies individual cases.

What to do now

  1. Compare the amount in your re-registration notice with the university’s fee page.
  2. Ask the student services organisation whether the rent is warm or cold, what utilities cost and when applications close.
  3. Plan the advance payment for deposit and first rent.
  4. Clarify the responsibility of social security before you take a job in France.

Related guides

Sources: University of Saarland, semester fee (retrieved October 2026); University of Saarland, overview of dormitories (no date, retrieved October 2026); University of Saarland, dormitories of the student services organisation (no date, retrieved October 2026); § 236 SGB V (as of October 2024); GKV-Spitzenverband, fact sheet on calculation parameters (as of 1 January 2026).

Last updated: October 2026. This guide is general information, not individual advice.

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