Guides

The child allowance for 2027 is not yet fixed. The government draft sets 10,056 euros for both parents, while 2026 gives 9,756 euros. The details are explained here.

The standard depot is a planned product type within the Altersvorsorgedepot from 2027. What it covers, who it suits and which questions remain open. November 2026.

A motivation letter for university convinces through clarity rather than clichés. Learn how to structure it, keep it the right length and avoid the most common mistakes.

The new Grundsicherung has applied since July 2026. Who can claim it as a student, where section 7(5) SGB II sets limits and how savings are treated.

From spring 2027 the TMSnat replaces the previous medical aptitude test in the selection procedure. This guide explains what the announcement says about duration, repetition and cost.

The German Opportunity Card under § 20a of the Residence Act requires skilled worker status or enough points, secured living costs, and language proof.

The pension commission recommends abolishing the mini-job special status. What is recommendation, draft and law, and what applies to mini-jobs today. Updated November 2026.

If you lose your card, your liability under § 675v BGB is generally limited to 50 euros. Learn how to block quickly and check unknown debits correctly.

The coalition committee has decided to abolish telephone sick notes. No law has been passed yet. Here is what applies until any change takes effect, as of November 2026.

An email supposedly from your bank demands quick confirmation. How to spot phishing through sender, link and urgency before you click.