Guides

Wrong IBAN or wrong recipient: what section 675y BGB provides, what your bank must do and how to proceed step by step to get your money back.

Under section 2 KDVG, the application must be made in writing or orally on the record. A tabular curriculum vitae and an account of your motives are mandatory. Here is the structure.

Pedelec up to 25 km/h without insurance obligation, speed pedelec with motor liability: when contents, liability or bicycle cover pays off for commuters.

In Germany the employer pays up to six weeks of continued pay during illness once the waiting period is met. What the law says and what applies on renewed illness.

The Altersvorsorgedepot has been passed and should start in 2027. How high the allowances are, what remains open and what to check now.

How the digital paper in the first German state examination works: examination laptop, software, permitted aids and the choice in the application, using Bavaria as the example.

How to check a heating cost statement: the deadline under section 556 BGB, the 15 percent reduction right under the Heating Costs Ordinance and common errors.

A high hourly wage alone does not make a side job good. Minimum wage, mini-job limit, travel time and study time show which offers really pay for students.

ADHD in adult women is often recognised late. AOK figures, how an assessment works under the German S3 guideline and where to turn during studies.

What a multiple application to German universities allows, how many applications each federal state permits and what counts when you receive several offers.