Guides

Set up instant euro payments on your phone: what has applied since October 2025, how the recipient check works and which banking app settings add security.

Account seizure or bailiff at the door: which steps matter now, when the bank may pay the creditor, how a P-Konto protects you and when an objection under section 766 ZPO fits.

How to set up a P-Konto in Germany: your right under section 850k ZPO, how to apply at the bank, deadlines for an already seized account and the amounts protected since July 2026.

After dropping out, part of your BAföG funding stays a loan. How much you repay, when repayment starts and what the funding office decides in your individual case.

The European rail pass for young travellers has fixed travel days, an activation period and an age limit that you should check before you buy.

Finfluencers are expected to label paid content. What counts as investment advice under the ESMA factsheet, which warning signs matter and what supervisors say.

What is in an examination regulation, where to find yours and which deadlines count? An overview with links to every related topic, last updated November 2026.

Neobrokers are not really free for savings plans. Which costs, spreads and trading conditions count, and which criteria help you compare offers.

The Federal Convention elects the head of state on 30 January 2027. This guide explains who belongs to it, which majorities apply and how the term of office is set.

The Bundeswehr does not describe a separate application procedure. Entry runs through the questionnaire, an invitation to a Karrierecenter and the assessment. Here is the process.