Guides

A landlord may only terminate with a legitimate interest. What Eigenbedarf means, which details the letter needs and what students can check.

What happens to the Altersvorsorgedepot balance on death depends on the beneficiary. An overview of spouse, children and other heirs, with the repayment rules.

A contract concluded by phone can often be withdrawn within 14 days in Germany. Here you learn when the right applies, how the deadline runs and how to word a withdrawal that stands up.

Integrated emergency centres bring the emergency department, emergency practice and triage together at one site. What the Bundestag passed on 15 October 2026 and what is still open.

Fake shops often look professional. Which checks are worthwhile, how to read the legal notice and domain, and what to do with advance payment.

Partner surcharge in long-term care insurance from 2028 under the cabinet draft: 0.52 percent, the difference from health insurance and a worked example.

Employees in the German public sector are registered in the supplementary pension scheme. What the VBL says about registration, funding and benefits.

The adopted early-start pension act (Frühstart-Rente) requires an identification number under the Fiscal Code, not a tax number. What parents should know about the tax ID.

Disability insurance replaces income when you can no longer work, while supplementary care insurance tops up statutory care cover. Graduates without reserves usually start with disability cover.

For women the German military service questionnaire is voluntary, for men compulsory. What the Conscription Act and the Bundeswehr say, last updated November 2026.