Guides

When graduates in Germany can switch to private health insurance: The 2026 earnings threshold of €77,400, a worked example, employer subsidy and alternatives.

Dentist in PKV: How private tariffs reimburse dentures, prevention and orthodontics, which limits apply, and what to check before treatment starts.

Step by step to the right private health insurance plan as a student: exemption deadline, health questions, benefits and budget, with a comparison checklist.

How to cite correctly at university: direct and indirect quotes, APA, Harvard and footnote styles, the bibliography and common mistakes.

A student CV is tabular, starts with the most recent station and fits on one page. Here is how to structure it, word it without work experience and check it before you send it.

How to research academic literature: question, search terms, databases, source evaluation and reference management in the right order.

Study plan, flashcards and summaries: how to use AI for learning, spot errors and hallucinations, and respect data protection and university rules.

How cost reimbursement works in private health insurance: paying first, reimbursement rates, deductibles, GOÄ fees and the deadline for submitting bills.

What happens to your private health insurance after graduation: exemption, cancellation if you become compulsorily insured, tariff changes and deadlines.

How to compare private health insurance tariffs as a student: student tariffs, benefits, reimbursement, excess, premium development and flexibility.