Guides

Original, copy or app: The route depends on your insurer. Reimbursement becomes due when the review is complete, and the claim expires after three years.

Bed, kitchen, laptop and documents first, the rest later: how to prioritise your student starter kit, buy second-hand and plan your starting budget.

Child benefit for students: age limit, the 20-hour rule after a first degree, the application, the proofs and the diversion of child benefit explained.

How you stay insured during an internship: family insurance, student insurance, minimum wage and income limits for 2026.

Timeline, costs, registration and second residence for moving to university, with 2026 rent figures and a clear order of tasks.

How PKV contributions reduce your taxes as special expenses: which part counts, who claims them, and when the deduction does nothing.

The compulsory insurance threshold applies to employees. For students, enrolment, age 30 and the 20-hour working rule decide who is insured and for how long.

Exemption, contributions and pitfalls for medical students: electives, practical year, family insurance and the transition into civil servant status.

When students pay taxes: the €12,348 basic allowance, how BAföG, scholarships and mini-jobs are taxed, and when a tax return brings money back.

Students usually stay insured during a leave of absence. Here is what applies to compulsory, private and family insurance, and what it costs.