Health Insurance When Changing Course: Key Facts
When you change course or university, your health insurance status can change. Here is what applies to statutory insurance, PKV and contributions.
When you change course or university, your health insurance status can change. Here is what applies to statutory insurance, PKV and contributions.
Housing benefit for students depends on household, rent and income. Who applies, which exclusions apply and which deadlines matter for the application.
Original, copy or app: The route depends on your insurer. Reimbursement becomes due when the review is complete, and the claim expires after three years.
Bed, kitchen, laptop and documents first, the rest later: how to prioritise your student starter kit, buy second-hand and plan your starting budget.
Child benefit for students: age limit, the 20-hour rule after a first degree, the application, the proofs and the diversion of child benefit explained.
How you stay insured during an internship: family insurance, student insurance, minimum wage and income limits for 2026.
How PKV contributions reduce your taxes as special expenses: which part counts, who claims them, and when the deduction does nothing.
Timeline, costs, registration and second residence for moving to university, with 2026 rent figures and a clear order of tasks.
When students pay taxes: the €12,348 basic allowance, how BAföG, scholarships and mini-jobs are taxed, and when a tax return brings money back.
The compulsory insurance threshold applies to employees. For students, enrolment, age 30 and the 20-hour working rule decide who is insured and for how long.