Disability insurance without health questions: what it means
A disability policy without health questions skips the health check at application. Insurers often offset this with lower pensions, waiting periods or exclusions, so check these first.
A disability policy without health questions skips the health check at application. Insurers often offset this with lower pensions, waiting periods or exclusions, so check these first.
How to cancel car insurance in Germany: deadline of 30 November, form, a template notice and the proof you need, plus special termination rights.
Since July 2026 placement into work takes priority under section 3a SGB II. What counts as reasonable, how earnings are counted and what to report to the Jobcenter.
For people born from 1964 the standard retirement age is 67; older cohorts follow a step table. All values with sources. Last updated November 2026.
A job change shifts the yardstick of occupational disability insurance. This guide shows when a referral applies, what you must report and what to check before moving.
On 1 March 2027 StVO changes for e-scooters take effect and the insurance sticker changes. Confirmed points for March 2027 with status and sources.
The child allowance in the Altersvorsorgedepot is at most 300 euros per child and year according to the Bundestag. What parents should know about eligibility, contributions and the 2027 start.
If an online order is defective, you have statutory rights against the seller. Learn how to complain correctly, with deadlines, burden of proof and a clear sequence.
Under the act adopted by the Bundestag, the early-start pension (Frühstart-Rente) pays out from age 65 at the earliest. What is settled, what is open and what applies to tax.
Under the wording of § 56 BAföG, the study start grant and BAföG do not exclude each other. Here is what counts, which deadline applies and where to clarify offsets.