Lionel Hasse

Find out when a private health insurance consultation makes sense for students, how it works, which details you need and which questions to ask.

Goals, routines and rewards help you stay motivated at university. Also what to do during a slump and when counselling makes sense.

What PKV costs for students depends on entry age, health information, tariff and deductible. Statutory student insurance at about €143 to €148 a month serves as the benchmark.

For a semester abroad in the EU, the European Health Insurance Card often covers necessary care. What it covers, where gaps remain and what applies outside the EU.

Learn how to read a GOÄ bill and your private health insurance claim statement, including factors, excess, deadlines and common reasons for reductions.

Online tutoring, writing, virtual assistance and remote working student roles: where to find them, how to spot scams and which earnings and hours limits apply.

How much money students need per month depends mainly on rent. Benchmarks of around €990, average rents by city, insurance costs and a worked example.

Study space, breaks and phone: how to improve your concentration at university with methods you can try straight away.

Exam preparation with a backward plan, a six-week example, past papers, study groups and a checklist for the final days and the exam itself.

The main disadvantages of PKV for students are the binding exemption, the loss of family insurance, possible premium rises and the health check. Here are the countermeasures.