Lionel Hasse

Semester fee, room costs, the Bavarian reduced ticket, second-home tax, BAföG office and health insurance for your start in Munich.

When students can be covered by a spouse’s or registered partner’s statutory health insurance: requirements, income limit, priority and exclusions.

What private health insurance covers around pregnancy, childbirth and starting a family depends on your tariff. The key points for students before you apply.

How a morning routine looks at university, which building blocks are worth it and how to combine it with your timetable and sleep.

Who pays for the emergency room, the emergency doctor and the ambulance if you are privately insured? Billing, GOÄ rules and deadlines at a glance.

Independent BAföG: when your parents’ income does not count, which five routes exist, the maximum rates and the documents you need.

What an evening routine for students looks like. You plan the next day, put your phone away and wind down, with a clear sequence and an example.

Which deadlines apply when a student cancels private health insurance, how the special right works when insurance becomes compulsory and what the proof requires.

How the private health insurance app and digital services work: submitting invoices, reimbursements, video consultations and data protection, explained for students.

Minimalism as a student: declutter, cut subscriptions and limit your to-dos so that you save money and keep your focus on what matters.