Lionel Hasse

Master or work after your bachelor: we compare both paths and cover child benefit, timeline, funding and part-time options.

Second degree insurance explained: when private health insurance (PKV) stays, when you return to statutory health insurance (GKV) and what each option costs.

What happens to your health insurance after you leave university: family cover, jobs, unemployment benefits, voluntary insurance and private cover.

How students can deal with self-doubt, speak up confidently at university and build self-confidence in small steps.

Which soft skills matter at university, how to train communication and teamwork, and how to back them up on your CV with examples.

Which further education after graduation fits you and how to pay for it: master, certificates, training vouchers, education loans and employers.

When further training during your studies pays off, how credit points and costs work, and what to consider about time and funding.

Compulsory cover, costs, family insurance, the exemption option and special cases for students, with the 2026 figures.

The factors behind your starting salary, reliable sources for comparison and how to negotiate your first salary with arguments.

How the PKV premium refund works, when paying bills yourself beats submitting them, and which drawbacks to weigh up before you decide.