Lionel Hasse 
An anxiety disorder does not automatically rule out disability insurance. Diagnosis, treatment, medication and periods of sick leave matter most, and they must be stated fully in the application.
Everyone named in the tenancy agreement owes the rent to the landlord together. What to clarify before you sign a shared flat contract in Germany.
From 2027 the Riester pension is replaced by a new model. What the reform means for existing contracts and for the payout is explained here.
Application costs count as income-related expenses even without a job offer. Here is which items and flat rates are common and how to carry a loss forward.
Sickness benefit ends after 78 weeks for the same illness. This guide shows how the amount is calculated, when the income gap opens and which steps follow.
What the electronic patient record (ePA) can contain, how the opt-out rule has applied since 15 January 2025 and until when you can object to it being provided.
Typical signs of depression in student life, how they differ from exam stress, and where to get help through the Telefonseelsorge, 116117 and university counselling.
For students living with their parents, the BAföG accommodation allowance falls from 59 to 41 euros under the draft from August 2027 and then ends in 2029. Amounts, dates and status.
The study start grant under § 56 BAföG is only paid if you are under 25 when your studies begin. Here is how to calculate your age and the deadline.
Many e-bike policies make theft cover subject to conditions on the lock, the parking place and reporting. What is typical and how to meet these conditions in daily life.
