Lionel Hasse

The statutory reduced earning capacity pension requires a 5-year waiting period. Learn which periods count, what study periods add and how to check your entitlement.

What university MOOCs cost, how to judge certificates and when a free online course can really count towards your degree in Germany.

Why there is no fixed occupational disability premium for students, how to convert offers to 100 euros of pension and which factors set the price.

Disability insurance during psychology studies: training under the new law, a precise target profession, health questions under section 19 VVG and premiums.

Disability insurance as a student with a pre-existing condition: what insurers assess, what surcharge and exclusion mean and how an anonymous pre-assessment works.

Your family insurance in Germany continues in 2026 while your total monthly income stays at or below 565 euros. This guide explains the limit with examples.

How a BU rider adjusts the disability pension for inflation, what increases cost and what to check in the tariff before you sign up for the cover.

The early-start pension (Frühstart-Rente) is planned to pay children 10 euros a month. Who is eligible, what is still open and what it means for parents.

Which free learning apps suit flashcards, notes and reference management at university, and what to check about free terms and data privacy.

When disability insurance pays out during studies, how the occupation is measured without a job, and how a benefit claim proceeds step by step.