Lionel Hasse

Which insurance certificate your university requires, how to request it from your health insurer and what happens if the proof is missing.

PhD in physics (Promotion in der Physik, Dr. rer. nat.): university or research institute, fixed terms, TV-L grade E 13 with a worked example and health insurance.

Student jobs of up to 20 hours usually cost only pension contributions. Learn what tax class I means and how to calculate the deductions with an example.

Waiting times at the doctor in statutory and private insurance compared: the legal deadlines for specialists and psychotherapy, referrals and the tariff waiting period.

On a half-time E 13 post, about 1,860 to 1,880 euros remain after social insurance before income tax. Table, 2026 rates and fixed term explained.

The EHIC does not cover students from the United States. This guide shows which health insurance applies, what an exemption requires and which visa documents count.

German statutory insurers may pay bonuses for check-ups and vaccinations, set out in their statutes under section 65a SGB V. Here is what sits behind them and how to check.

Student parents may qualify for the child supplement in Germany, but it requires your own earned income. Conditions and application explained for 2026.

Student health insurance ends after graduation. This checklist shows options, deadlines and 2026 contribution figures for graduates, with sources.

Students from Turkey usually need health insurance in Germany. What applies to the Turkey agreement, exemption and student insurance costs.