Guides on statutory and private health insurance for students in Germany: costs by age, international students, PhD students, students over 30 and the glossary. All guides are written for international and German students alike.
Guides
- German Health Insurance Terms for Newcomers: German health insurance terms for newcomers: compulsory insurance, family insurance, supplementary contribution and exemption, in short with 2026 figures.
- Public or Private Health Insurance for International Students: Public or private health insurance for international students in Germany: visa proof, exemption rules, the age 30 limit and what to check before you enrol.
- Health Insurance After Graduation: Job Seeker Visa: Health insurance in Germany after your degree: job seeker visa, the job search period, follow-on insurance and what changes once you start work.
- Health Insurance for Erasmus Exchange Students in Germany: Erasmus students in Germany: when home cover applies, what the EHIC covers, which confirmation universities need and when German insurance is required.
- Student Health Insurance Costs by Age in Germany: What student health insurance costs in Germany by age in 2026: free under 25 with family cover, about €143 to €148 in the KVdS, about €270 to €278 from 30.
- Extending Student Health Insurance Beyond Age 30: How to extend student health insurance in Germany beyond age 30: valid grounds, evidence, applying each semester and what happens if the fund refuses.
- Health Insurance for International Students in Germany: Exemption from statutory health insurance for international students in Germany: deadlines, proof of cover, 2026 costs and what to check before enrolling.
- Health Insurance for PhD Students in Germany: Health insurance for PhD students in Germany depends on funding: university post, scholarship, self-funding or family cover, plus PKV and enrolment rules.
- Health insurance for students in the EU: EHIC and more: Health insurance for students in the EU: what the EHIC covers, where repatriation is missing, and what privately insured students should check.
- Health Insurance for Students Over 30 in Germany: Health insurance as a student over 30 in Germany: when student insurance ends, voluntary contributions from about €268 a month in 2026 and extension rules.
- Student Health Insurance in Germany 2026: Key Figures: Student health insurance in Germany 2026 in figures: family insurance limits, KVdS contributions from about €143, voluntary minimums and BAföG supplements.
- Health insurance for students: glossary from A to Z: Glossary of student health insurance in Germany: KVdS, family insurance, voluntary membership, EHIC, PKV and more, A to Z, with 2026 figures and links.
Information, not individual advice. The German versions are authoritative. Last reviewed: 21 October 2026.
